top of page

What is Income Protection Insurance?

Having a income is how you pay your mortgage and bills on a monthly basis, but what if this was taken away?

Income Protection is designed to replace your income and pay a tax free monthly amount, payable if you are off sick from work for an extended period of time.


The amount you decide on can be a set % of your earned income or a monthly payment that suits your needs and is payable after a waiting (deferred) period until you are able to return to work.


You have the choice to decide how this income is used, as it is paid direct to you. You can set the term to either match the term of your mortgage or until your normal retirement date.

As with all insurance policies, conditions and exclusions will apply. The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.

bottom of page